Jesus Loves You Pizza

If you are struggling under insurmountable consumer debt, bankruptcy might—I stress the world—might be right for you. But there are huge considerations and steps to go about before you can have that debt either eliminated or refinanced. For instance, did you know there are two types of consumer bankruptcy—or at two general types. If you’re a small family farmer or a family fisherman you get another option. Chapter 7 is basic bankruptcy forgiveness. Your assets are listed and sold off (except for certain exempt values and property) and you get to begin again. Otherwise you can file chapter 13 and have your debt repayment pushed back, giving you and your lenders a chance to get square.

If either of these might be the only answer to your problem, and you still want to know how to claim bankruptcy, you need to go talk to a bankruptcy expert in your area. Only a legally licensed and trained bankruptcy attorney can represent you in court and help you to make sure that you understand every option, every proceeding, and ensure that you save as much of your property and reputation as property. Beware of any “bankruptcy preparers” as these cut-rate individuals are forbidden by court from doing anything more than typing up a petition that you prepare yourself. IF they charge more than seventy five dollars they are likewise breaking the law, and there is no grantee that they will do any sort of complete or quality job with your case.

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